Here is what students need to find out concerning the two primary forms of federal figuratively speaking. If you’re signed up for a diploma or certificate system on at minimum a half-time foundation, whenever you fill in the FAFSA, you are provided two several types of federal direct education loan — Direct Subsidized Loans and Direct Unsubsidized Loans. While both possess some comparable faculties and benefits, subsidized loans have actually somewhat better terms, particularly while you are nevertheless at school.